FINANCIAL COACHING SERVICES

• Basic Financial Coaching
• Newlywed & Engaged Financial Coaching
• Divorce Recovery Financial Disaster Assistance
• Financial Coaching After Loved One's Death
• Beginning Wealth Builder
• Hourly Coaching Session
• Advanced Wealth Builder
• Small Business Coaching
• Debt Negotiation
• One Hour Presentation

Basic Financial Coaching

Our Basic Coaching session is designed for anyone who has consumer debt (credit cards, car loans, student loans, etc.) with or without a home mortgage or is in a financial crisis (foreclosure or considering bankruptcy). We will work with you to help you establish a sound monthly budget, create a plan for paying off debt and address specific personal issues surrounding individual needs such as creditors, judgments, foreclosures, bankruptcy, extra jobs, etc. It includes a Financial Peace University lifetime membership and class materials, an initial two-hour session and three months of follow-up via phone and email.

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Newlywed & Engaged Financial Coaching

This session is designed for the engaged couple or the newly married couple who wants to get their marriage off to a great start. In this two hour session we will help you pull all of your information together and work on putting together a unified plan that both of you can agree upon and work together. We will discuss and make plans for getting debt free, paying off all college loans and consumer debt, and working to save for a down payment on a starter home.

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Divorce Recovery Financial Disaster Assistance

If you are in the process of a divorce or are recently divorced, we are here to help you reclaim your life. We will meet with you to put together a plan to protect your assets and make wise financial and personal decisions during one of the most difficult times of your life. We will help guide you to live on what your new income is, pay off debt, and not acquire any new debt.

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Financial Coaching After Loved One's Death

We know how difficult it can be after the death of a spouse or loved one. We are here to help you sort through all of the paperwork and make good sound decisions during this difficult season. We will help you understand investments and banking basics as well as help you survive the storm that has just blown in. We start with a two hour session and provide follow up support for the next six months.

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Beginning Wealth Builder

This is designed for families or individuals who are out of debt with the exception of a home and need to begin future planning. They have just completed saving a 3-6 month emergency fund and are beginning to fund their retirements and kids' college education. The planning includes taking advantage of tax deferred and tax-free investing as well as setting up other investment strategies. Coaching begins with an initial two-hour session with a one hour follow-up within the first three months.

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Hourly Coaching Session

This is for anyone who basically meets the same criteria as the Wealth Builder. The appointment provides reviews and results. We will review things already in place such as investments, insurance, will, and estate planning to make sure the family/individual is on track to meet their goals.

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Advanced Wealth Builder

This is designed for families/individuals who have more than $50,000 net worth and are focused on future planning. Planning includes investments, insurance, will and estate planning, and life change issues (career change, continuous education, selling a house, etc.) We will also review things already in place to make sure you are on track to meet your goals. Unlike most personal financial counselors, we do not get a commission on selling you financial products. Therefore, you can be sure the advice you get is objective with your best interest at heart. This coaching begins with an initial two-hour session and limited follow-up for three months.

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Small Business Coaching

Having worked in sales and marketing for over 25 years and owning my own business for almost ten years, I can share with you my experience and training of owning and running a small business and help you prioritize your short and long-term goals, develop a cash flow plan, analyze P/L statements, trim expenses, establish working reserves, work with bankers and accountants, all to help you prepare for and endure the difficult times of owning your own business and to reduce the stress of your life.

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Debt Negotiation

If you are at the point that you are behind in you payments and are tired of being bothered by credit card and debt collectors by phone everyday at home or at work, we are here to help you communicate with them in a business like manner. We will help you put together a plan and communicate this plan to your creditors. We will also help protect you from predatory collection practices. As always our goal is to help you gain knowledge so you are empowered to make wise financial decisions and to have a peace of mind that leads to hope. We work with most collection agencies, mortgage holders, banks, credit unions, auto loan and lease companies and credit card companies. We are not making a promise to cancel your debt or to get your debts reduced. We are available to help you develop a plan and to help you work the plan.

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One Hour Presentation

We will come to your location and share our rock-solid principles with your group and the 7 steps to financial freedom and give them the hands-on tools to start to prepare their own cash flow plan. This will be a power-point presentation with handouts.

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